BCH → XRP

BCH -> XRP: what this swap actually involves

BCH and XRP run on completely different architectures. Bitcoin Cash uses Nakamoto-style proof-of-work with ~10 minute blocks and a 32MB block size, so your deposit typically confirms in one or two blocks at negligible fees (often under a cent). XRP Ledger uses a Unique Node List consensus, closing ledgers every 3-5 seconds with a fixed reserve model and burn-based fees in drops. Once the swap executes, your XRP arrives almost immediately - no mempool waiting, no gas auctions.

Liquidity for this pair is solid because both assets sit in the top tradeable set on aggregators, but rates can drift between providers since BCH/XRP is rarely a direct book - most routes go BCH -> USDT/BTC -> XRP under the hood. That extra hop is where spreads hide.

Choosing a route and executing cleanly

Before you commit, verify these:

• Destination tag handling: many XRP addresses at custodial endpoints require a destination tag. If the swap form does not expose a tag field, only send to a self-custodied XRP address you control.
• Minimum reserve: XRP wallets need 1 XRP held as a base reserve to activate. If the receiving address is brand new, send slightly above the activation threshold or the transaction fails.
• Rate type: floating rates track the market until execution and usually give better fills; fixed rates lock a quote but bake in a risk premium of 1-2%.
• Refund address: always provide a BCH refund address you still control in case the deposit arrives outside min/max bounds or after the quote window expires.

Practical tips: send a small test amount first if the destination is a new wallet, avoid swapping during high-volatility candles where floating rates can slip, and double-check you are sending native BCH - not BCH wrapped on another chain or BSV, which is a separate fork entirely.