D

Privacy-first no-KYC interface for swapping Monero — swaps run by an independent third-party settlement network. No account, no email, no logs, Tor.

NO KYCNO LOGSNO EMAILXMRTOR
Policies: TermsPrivacyFAQ

// scores

D
55/100
Overall · Weak
67/100
Privacy
38/100
Trust
KYC Policy
Refunds without KYC on AML flag +2 trust
Returns AML-flagged funds without demanding identity verification.
Privacy
No email required +3 priv
No email address is required to swap.
No JavaScript needed +1 priv
Works without enabling JavaScript.
No-logs policy +6 priv
States it keeps no activity logs and does not store IP addresses.
No registration needed +6 priv
Usable without creating an account.
Tor / onion service +3 priv
Reachable over a Tor onion address.
Trust & Reliability
Independent settlement network -2 priv-3 trust
Doesn't settle swaps itself — it hands each order to a third-party independent settlement network that performs the actual exchange, so an extra party is involved and its policy partly depends on that network.
Public policies +2 trust
Publishes its ToS / AML policy.
New service -5 trust
Younger than one year.
Recently added -8 trust
Recently added to notkyc — limited data so far.
Overall = Privacy 67 × 60% + Trust 38 × 40% · base 50 each · how scores work →

// terms of service review

MoneroSwap is a no-KYC cryptocurrency exchange that operates without user accounts or identity verification.
Data Minimization
The service does not require registration or create user profiles. It processes wallet addresses and transaction metadata only.
No Hostage Funds
The service does not confiscate assets or permanently freeze user funds without cause. Unprocessable funds are returned.
Refund Policy
Refund policy: Refunds are sent to a refund address you provide. AML screening runs before a deposit address is issued: if the settlement network declines the transaction you either never send funds or are refunded to your refund address..
// auto-summarised from policies & behaviour · how this works →

// research independently

// detailed analysis

MoneroSwap looks like a very new privacy-first interface for swapping XMR, launched, based on its public footprint, sometime around spring 2026. The earliest content we found dates back to May 2026, while the current Terms are dated June 2, 2026. There is still very little independent history or a significant number of user reviews, so it is too early to consider the service well-established or proven over time. The technical model is quite interesting. MoneroSwap is not a traditional exchange and does not appear to operate its own liquidity. It describes itself as an interface, while the actual swaps are executed by a third-party independent settlement network. Funds are sent directly to an address provided by that network, and MoneroSwap claims it never takes custody of user funds. They also clearly state that this is not an atomic or trustless swap: the third-party settlement network temporarily controls the funds while the swap is being executed. Their KYC model is more interesting than that of most instant exchanges. They claim no account, no email, no KYC, and no logs. The key difference is that, according to MoneroSwap, AML screening takes place before a deposit address is issued. If the settlement network does not want to process a transaction, the idea is that the user either never sends the funds in the first place or receives a refund to a previously provided refund address if the swap cannot be completed. Because of this, MoneroSwap does not describe the typical "we received your funds, then an AML flag, then send us your ID" scenario. However, there is an important caveat: the behavior of the settlement network itself is outside MoneroSwap's control, which MoneroSwap also acknowledges. From a privacy perspective, the technical setup looks fairly solid. They claim to use no cookies, no analytics, and no third-party browser calls. Tor access is available and can work without JavaScript. Swap Pass data is stored in the URL fragment, and the frontend is open source. The repository does exist, but only the frontend is open source. The server-side proxy, which holds the API key and communicates with the settlement provider, remains closed source. As a result, it is not possible to independently verify the entire server-side swap flow.

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// about MoneroSwap

About MoneroSwap

MoneroSwap is a privacy-first, no-KYC interface for swapping Monero (XMR) and other coins without an account, email, or identity verification. Rather than running its own order book, MoneroSwap acts as a front end to an independent third-party settlement network that performs the actual exchange.

How it works

You choose a pair, enter your receiving address and (optionally) a refund address, and MoneroSwap requests a deposit address from the settlement network. AML screening happens before that deposit address is issued — if the network declines a transaction, you either never send funds or are refunded to your refund address. This is not an atomic or trustless swap: the settlement network temporarily controls the funds while the exchange completes.

Privacy

MoneroSwap states it keeps no logs and requires no account or email. The site claims no cookies, no analytics, and no third-party browser calls, and is reachable over Tor without JavaScript. Swap details are stored client-side in the URL fragment (a Swap Pass), and the frontend is open source — though the server-side proxy that talks to the settlement provider remains closed.

What to know

  • Very new service (public footprint from around May 2026) with little independent track record yet.
  • Not a traditional exchange — swaps are handed to a third-party independent settlement network.
  • Not custody-free end to end: the settlement network holds funds during the swap.
  • AML screening runs before the deposit address is issued, not after you send funds.
  • Refunds go to a refund address you provide, so always set one.
  • Only the frontend is open source; the full swap flow cannot be independently audited.

Common use cases

Typical routes include BTC to XMR, XMR to BTC, ETH to XMR, and USDT to XMR. Compare live no-KYC rates across services on our swap page.