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Xchange.me

exchange no reviews yet
B

Privacy-first no-KYC exchange with PGP-signed address proofs — Monero, Zcash, Beldex, Firo, Oxen, Dash, BTC/ETH/LTC.

NO KYCXMRBTC
Supported coins 10 BDXBTCDASHETHFIROKMDLTCOXENXMRZEC view all
BDXBTCDASHETHFIROKMDLTCOXENXMRZEC
★Trustpilot✉Email
→ open site → Swap rates → open tor
Is it legit & safe? Alternatives to Xchange.me
Fee1.5–2.75%
Speed~15 min
Country Marshall Islands
Uptime100% · 7d
Policies: TermsPrivacy

// exchange rate

→
// no-KYC track record?
// no on-platform swaps yet

// scores

B
72/100
Overall · Good
70/100
Privacy
76/100
Trust
KYC Policy
Refunds without KYC on AML flag +2 trust
Returns AML-flagged funds without demanding identity verification.
Privacy
No registration needed +6 priv
Usable without creating an account.
Accepts Monero +5 priv
Supports Monero (XMR).
Tor / onion service +3 priv
Reachable over a Tor onion address.
No email required +3 priv
No email address is required to swap.
No JavaScript needed +1 priv
Works without enabling JavaScript.
Trust & Reliability
Good customer support +4 trust
Responsive, helpful customer support.
Public policies +2 trust
Publishes its ToS / AML policy.
Has own liquidity +2 priv+3 trust
Runs on its own liquidity instead of routing through third-party exchanges — fewer parties can see or KYC your swap.
Public API +1 trust
Offers a public API for integrations.
Affiliate program
Runs an affiliate / referral program.
Established third-party reputation +5 trust
Has a verifiable positive track record across independent sources (Reddit, BitcoinTalk, Trustpilot, forums) — not just its own claims.
PGP-signed mirrors +4 trust
Publishes a PGP-signed list of canonical / onion mirror addresses to guard against phishing clones.
Custodial wallet -5 trust
Holds custody of your funds / private keys.
Live rates / API +4 trust
Provides live rates through an API integration.
Mature service +6 trust
The service has been operating for 2+ years.
Overall = Privacy 70 × 60% + Trust 76 × 40% · base 50 each · how scores work →

// terms of service review

Xchange.me is a cryptocurrency exchange. It is custodial — it holds your funds while a swap is in progress. It operates without user accounts or identity verification.
✓ Data Minimization
The service does not require registration or create user profiles. It processes wallet addresses and transaction metadata only.
⚠ Custodial Funds
The service holds custody of your funds while a swap is in progress.
✓ No Hostage Funds
The service does not confiscate assets or permanently freeze user funds without cause. Unprocessable funds are returned.
ⓘ Refund Policy
Refunds are handled case-by-case; flagged or unprocessable swaps are returned to the sender, sometimes to a specified refund address.
// auto-summarised from policies & behaviour · how this works →

// research independently

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// detailed analysis

Xchange.me is a privacy-first no-KYC instant exchange built specifically for privacy coins. Its supported list is deliberately small and focused: Monero (XMR), Zcash (ZEC), Beldex (BDX), Firo, Oxen, Dash and Komodo, alongside Bitcoin, Ethereum and Litecoin. There is no account, no email and no identity verification — you enter a receiving address and swap. What sets it apart is verifiability. Every generated deposit address comes with a PGP-signed proof (public key at xchange.me/pgp.txt) stating exactly which pair the address serves and where the output will go — so you can cryptographically confirm the exchange isn't tampering with your order. It also supports Zcash shielded (z-address) output for extra privacy. The trade-offs are scope and model. Xchange is a broker that holds funds during the swap (custodial while the exchange runs), and its coin list is intentionally narrow — this is a specialist privacy tool, not a 1,000-coin aggregator. There is no fixed-rate mode; quotes float until your deposit confirms. For privacy-focused swaps between Monero, Zcash and other privacy coins, Xchange.me is one of the more principled no-KYC options — no signup, PGP-verifiable, and privacy-native by design. As always, set a refund address and check the no-KYC track record before larger amounts.

Change history

  • 2026-09-11Listing updated by editor
  • 2026-08-31Added to the directory

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// about Xchange.me

About Xchange.me

Xchange.me is a privacy-first, no-KYC instant exchange focused on privacy coins. It supports Monero (XMR), Zcash (ZEC), Beldex (BDX), Firo, Oxen, Dash and Komodo alongside Bitcoin, Ethereum and Litecoin. No account, no email and no identity verification are required — you simply provide a receiving address and swap.

How swapping on Xchange.me works

Choose the privacy coin you are sending and the coin you want to receive, enter an amount, and Xchange shows an estimate. You send to a one-time deposit address and receive the exchanged coins at your wallet. Zcash can be received to a shielded z-address for extra privacy.

PGP-verified, privacy by design

Every deposit address is delivered with a PGP-signed proof (public key at xchange.me/pgp.txt) that states the exact pair and destination — letting you cryptographically verify the exchange has not tampered with your order. Combined with a privacy-only coin list, no account and Monero support both ways, it is a genuinely privacy-native venue for routes such as BTC to XMR and XMR to BTC.

What to know before you swap

  • Privacy-only focus: a small, curated list (XMR, ZEC, BDX, Firo, Oxen, Dash, KMD + BTC/ETH/LTC) — not a broad aggregator.
  • PGP proofs: verify each deposit address against xchange.me/pgp.txt.
  • Custodial during the swap: the broker holds funds while the exchange runs.
  • Floating rates: quotes track the market until your deposit confirms.
  • Refund address: always provide one in case a swap can't complete.

Common use cases

Xchange.me suits privacy-conscious users moving between Monero, Zcash and other privacy coins. Compare its rate against other no-KYC venues on the Swap page and pick the best offer for your privacy swap.